"Do I really need a budget? How can I get out of debt? Should I give my kids an allowance? Should Christians lend money and charge interest?" These questions and many others were often asked of respected Christian financial counselor Larry Burkett. To answer them in a direct and brief way and help you discover the way to financial wisdom, Larry wrote Personal Finances. To manage your finances correctly, you need a budget. Get on board with the basics of wise financial planning. From the youngest member of your family to the oldest, budgeting should accompany income. Learn how to create a budget and what it takes to stick with it in Personal Finances. This book is a handy quick-reference book, and is great for individuals and families. It gives readers the basics on creating and maintaining a budget.